APP (Authorised Push Payment) fraud is when criminals trick you into voluntarily sending money to their account by pretending to be a legitimate person or organisation. To avoid it:
Verify the recipient's details before sending money.
Be wary of urgent requests for money.
Don't be pressured into making a payment.
If a deal seems too good to be true, it likely is a scam.
If you are asked to send money to a new account, that you have not sent money to before, verify that account before sending funds.